im 14 and deciding to let myself be fingered?

I’ve always been against sex and physical stuff. but I;ve been with my boyfriend for over a year. and I’ve onl jut not long ago ben groped and by soe-one who I’m comfortable to let do it. I’ve never met anyone like him, everyone lately has been pressuring me to have sex with him, and although he has already had sex,(he is 14 now and regrets it more than anything, I spent three quarters of our relationship reassuring him I dont care about his past, cause he’s so different now, he respects me more than anything) im still a virgin, and I have NO experience at all. we’ve spoken about it a lot cause we talk about everything, and he said, he defanatley doesnt want sex, and neither do I, but he said by now (after a year) he would of expected handjobs and fingering, I said I’m not sure, with the whole pressurising thing, I’m not sure if I really want to, or its me feelig pressured. I feel like I do want to, but I dont want to regret it after, today he come lose to fingering me, because yesterday we spoke about it, and I didnt actually give him an answer, so I’m thinking he just took a chance, I knew what he was going to do, and I kept panicing in my head about whether I’d let him or say no, I said no cause I didnt know what I wanted, and I didnt want it to be too late. I’m fifteen may 2010. and I think its a very more suitable age, I’d rather be able to say I was fifteen when I first did smethig, instead of 14. but he is 15 in two months. and I feel like I want to, if I was a year older, I would have, but its just my age D;. so hmmm. advice please?