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Do we need the US government to figure out how to make transactions secure?

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Apparently, the government is drafting a plan to help figure out how to make sure people can transact online knowing that their identity, and the other party, are both trustworthy...don't we already have this in the form of websites...? I know I trust corporations as much as the government, but, this is wasting WAY too much money even contemplating the idiocy.