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an initial credit score
Does one start out with an initial credit score…and as you do well managing your credit cards does it stay at that level or not?
Think of your credit score like you would a grade in school. A teacher calculates grades by taking scores from tests, homework, attendance and anything else they want to use, weighting each one according to importance in order to come up with a final single number (or letter) score. Your credit score is calculated in a very similar manner. Instead of using the scores from pop quizzes and reports you wrote, it uses the information in your credit report. So essentially if you have nothing to grade you have no credit. Which is not bad credit but it shows no history, which doesn’t help.
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Will regulary checking my credit report lower my credit score? - 3 Answers
If I check my credit report all the time will that lower my credit and my credit score?
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does your credit score change when you return something back? - 1 Answers
so i bought a computer, blinder and they all had defects from online websites so i returned them and got my refund.. i notice...
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Credit Score affected when becoming business partners? - 1 Answers
Will going into a business partnership with someone who's filed for bankruptsy 3 years ago affect my own credit. We are curre...
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How can I check my credit score? - 2 Answers
I want to know my credit score without paying anything. I don't want to be obligated to any fees, or applications, or emails...
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Poor credit score. Need credit card. Any help? - 1 Answers
I need/want a credit card but I haven't been able to acquire one b/c of poor past credit. Yet one reason score is low is b/c...
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free credit report and score - 1 Answers
I want to know my credit score without paying anything. I don't want to be obligated to any fees, or applications, or emails....
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Will downgrading your credit card hurt your credit report? - 1 Answers
If I downgrade my AMEX card from Platinum to Gold will it hurt my credit report?
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Will home insurance quotes lower your credit score? - 1 Answers
Does getting several home insurance quotes lower your credit score, and then, in turn increase your home insurance rates?
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I want to know my credit score without paying anything - 6 Answers
I want to know my credit score without paying anything. I don't want to be obligated to any fees, or applications, or emails....
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Is it bad for your credit score to only keep money in your checkings account? - 2 Answers
One of my friends never puts money into his savings account. Rather, he allows the bank to move money every month, forcibly. ...
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