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How to get my credit score back to fair?
So I was at know credit before but then i stopped paying my phone bill in aug bc I lost my job my bill is only 146.00 Once i pay that off how can I get my credit score back and how long does it usually take?
Unfortunatly it takes on days to ruin your credit score and months to years to build it back up. If thats the only bill that you go behind on it should be fairly easy to fix it though. Pay off your cellphone bill first off and stay on top of your bills from now on. If you want to build your credit, try a first time small loan or purchase something you must make payments on, although be sure to make your payments and not get to carried away and keep it something simple that you can afford.
Okay thank you this helps and yes it is the only bill i am behind on
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