How do I apply for bankrupcy when I owe 50,000.00 in hospital bills to avoid a lien on my property or gaurnachement of my part-time wages?
I do not know about bankruptcy.
I do know you have options.
You should ALWAYS TALK to the people you owe money to. Even if you cannot pay them, you can ask about what plans they might have available for assistance. Never leave a creditor high and dry. They will burn you.
Remember to be courteous and treat them with respect. YOU OWE THEM so please let them know what is going on with you. They can't read your mind. They figure you are trying to rip them off if you don't communicate with them. They need to know. AND you'll feel a lot less stress if you aren't running every time the phone or doorbell rings.
I sure hope this helps you. My daughter has been having her own medical time so I know what you are going through. Trying to get help can seem endless, but it may be the best way not to have to loose everything you own.
God's Best to You. .