whats paypal and how do i get it?

Paypal is an online tool that allows you to send money, make payments and purchases and accept purchases online. Paypal is basically the middleman of every transaction you make. Say you wish to buy something from a seller, instead of sending money directly to the seller, you tell paypal you wish to make a purchase, paypal asks you for money (you get to chose how you wish to pay), paypal takes the money from you and sends it to the seller.

You can sign up via their website (I linked it), with it, you will need to have a credit card as a back-up payment and must be 18.

I use Paypal a lot. I find it to be a much more secure way of making purchases online, everything is recorded and if you were a victim of a fraud, they have the records of the seller. I had purchased items where the seller was a fraud and was able to get a full money return from Paypal because of their coverage. All I had to do was file a claim. You can also link your Paypal with your banking account and it can withdraw money directly from your account which I find extremely useful since I do all my banking online.