what do I do if im scared of having sex?

Call it off - nothing turns off a guy than lack of spontaneity.

 But when you do get to want to do it, get yourself really wet - use KY jelly or any water-based lubricant. Do some really hot foreplay, then get on with it... 

One other thing, the more you fear something, the more that  that fear gets to materialize... Be fun and think positive towards it - and be spontaneous as well...

 Fear is the mind, heart and fun-killer - let it pass through you...:-)

Try pleasing your mate in different ways then getting penetrated

almost all girls bleed the first time unless you popped your cherry masturbating then it wont bleed but if that didnt happen then he wont care if you bleed cause he knows that every girl does no need to worry just clean it off and keep going if your still comfertable with it but make sure that hes gentle

Not all females bleed the first time and when they do I don’t think it’s a big amount. If he likes you as much as you like him and I’m sure he does, he wont mind. He’ll be wearing a condom too, I hope so it wont really get on him. Have Fun. =D

well… he know that and still wants to have sex whit you?? then he dosent care, because it happens to everyone.

If he truely loves you he wont care if you bleed. If you have any doubt dont do it. I know its a sucky answer but it’s all I got and just to let you know not all girls bleed the first time.