Should I Have Sex Now? Or Should I Wait Till Marriage?

okay im 16 going to be 17 in 5 months. My boyfriend just turned 16 2 months ago. We’ve been dating for a lil over 2 years now. We care a lot about each other and we’ve been taking this relationship slow. it took us about a year to even kiss. Mostly my fault cause im very shy about stuff like that. About 4 months ago I let him finger me for the first time. I’m really starting to trust him. he’s very respectful to me. I’ve been telling him I want to wait till marriage. And he’s been okay with it. He doesnt pressure me at all. He doesnt expect me to do anything to him in return. he knows im not ready. He tells me he wants to spend the rest of his life with me and I know he’s the one I want to marry when were old enough. Were in love and I know it. We’re both virgins and people tell us that its cute how were going to be each other’s first. But latly I’ve been debating on whether or not I should just have sex with him before marriage. I really want to. I think im ready. But then again I always wanted to be a virgin when I got married. And I dont know if sex would ruin our relationship or bring our relationship closer together. I dont know what I should do any more.