Money for retirement?

If I invest in a 401-k or an roth ira for the next 10 years, pay into the account every month at least 6%, approximately how much retirement money will be in the account?

Thank you Pam

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Answer #1

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Answer #2

the future value of your money after 10 years is 718, 129 more or less…im not sure, but its according to my calculation…

Answer #3

Assuming 7% return on investment and that you will keep making the same amount for 10 years you would have about 80% of your annual wage in your retirement account after 10 years of investing 6%. There are investments that pay more than 7% but they are also riskier and if you are 10 years from retirement than you should be in more stable investments.

Personally I don’t think I’ll be able to afford retiring at 65. In the late ‘90’s I thought that I’d be able to retire at 50. Then I lost a boatload of money in early 2000 when the market crashed and I went through a divorce a few years later. Now I’m shooting at retiring at 70. I’m trying to take care of myself so I can have a few good retirement years after 70.

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