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I really need your advice - debt

I dont have a very good job and work for minimum wage - I have an overdraft of £1100 and my hours have just been cut at work. My car has just broken and I desperately need to raise the £350 it will cost to fix as I have no way of getting to work without it. I dont know what to do and how im ever going to pay off my overdraft - please help if you have any ideas! Thank you x

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Answer #1

your not on your own pet start by canceling that overdraft and any credit cards you may have - seriously!!! see about getting a small loan to get rid if the overdraft and getting the car fixed. if you can pay back roughly 25 quid a week youll have it paid off in a year - I know it sounds crap but it will keep you in the clear. 25 is not a HUGE amount a week. I found a good way to make money and clear out crap is selling stuff on ebay I have made about 50 quid this week selling stuff and that can be put into your bank account. You need to tighten the purse strings but seriously dont use overdrafts get clear from it and get a loan start from scratch

Answer #2

there is no public transportation from my house to work I would have to get one bus then wait half an hour for a bus to take me to work, meaning I would not get to work in time because of the bus times. im really finding it hard. I just need to make some extra cash somehow…I have sold all my decent stuff on ebay trying to make some extra cash - I dont know what im going to do…thanks anyway

Answer #3

Times are hard for so many people right now, just know that you are not alone. Are you able to take public transportation to work? The bank will just have to wait until you can take care of your overdraft because you can’t squeeze blood from a turnip right? You will be okay, you will survive this lack of funds… One day you will have all you need if you believe in yourself and just keep living…

Answer #4

The best way is the getting help of a professional. They can guide you and give you good advice. You join them at http://www.lifestylerescue.com

Answer #5

you should contact a qualified and dedicated debt consultant. they work with your creditor to reach mutually acceptable settlements that will save your money and time, and enable you to discharge your debt.

they helped my friend with her credit card debt and saved her from bankruptcy.

you should call Credit Card Relief toll free on 877-867-3090

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