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How do I focus on my savings?

I really want to save for the rainy days but I’ve been encountering many distractions like..Going to the INTERNET CAFE everyday to do some research & buying loads for my 2 cellfones…Thank you for all of your advises…GOD BLESS…

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Answer #1

Make a pledge to yourself - ‘I MUST pay myself FIRST’ - do so and as soon as able get that money into a plan that ‘works’ for you (it makes money in interest)…Good luck !!

Answer #2

just try putting 15% of your check every pay period in the bank and dont touch it. dont eat out so much. dont just buy things because you have the money for it right then, save it.

Answer #3

One way is to have a small notebook in which you write in it each time you spend money - how much it was, and what it was for (write in it straight after you spend the money - keep the notebook on you at all times, as well as a pen or pencil). Also set yourself a limit to spend in a week, or a month, and try to stick to it. If you start filling up your notebook quickly, you will realise that you’re spending too much and should try to cut back. You will also be able to add up exactly how much you’re spending in a week, and you’ll see exactly how much money you’re spending - i’d say it will give you a bit of a shock.

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