Can they take my home...legally can they contact my children?

an0m1n0s - Thank you for your advice, but it did not help my fears. I am not going to give up. I have a daughter who is handicapped living with me and needs me and the home. I did contact a bankruptcy attorney, she said she would call back (have not heard from her) It is possible that I can get the money for an attorney from someoneelse, but to ask them will be the last thing I do, butI will if it comes down to the bottom line. My money was taken by paying credit cards interest - it’s more money they want. Guess what, they are still sending me credit cards. I did not have much money while working after mortage, and a handicapp van equipped and borrowing from my 401k. It took credit cards to live on for food, utilities. I could have said “no” more, but when you are down to your last penny after paying their interest, bang here comes the credit card out….I do not have credit cards anymore and never will want one again. MY HUSBAND DIED 35 YEARS AGO LEAVING ME WITH THREE CHILDREN TO RAISE, EVERYTIME A CREDIT CARD CAME TO OUR HOUSE HE WOULD CUT IT UP. I DID NOT WORK AT THAT TIME, AND HE SUPPORTED US WITHOUT ANY PROBLEMS, I NEVER KNEW WHAT MONIES WE HAD AND DID NOT CARE. BUT HIS STATMENT WHEN RECEIVING CREDIT CARDS (IF YOU DON’T HAVE THE MONEY TO BUY IT, YOU DON’T NEED IT) AND HE WAS SOO CORRECT.

I agree, your situation isn’t hopeless, but it isn’t rosy either. It sounds like there’s several options open to you that you should start making phone calls about.

I forgot to mention that if somehow you can afford to get an attorney, you may be able to keep your home in a bankruptcy. Look in the phonebook for bankruptcy attorneys, most of them will speak with you for free before you hire them.

Have you tried to get welfare and food stamps? If you were using credit cards to buy food, and you have a disabled child, you don’t work, and have 2 other children, you shouldn’t have a problem getting help from the state. Do you collect your husbands social security? Does your disabled child get SSI? You need to call social services and see what programs you qualify for.

Good Luck

hi if your daughter is handicapped,you should be abule to get attorney,through the state,my son is hanidcapped and wears braces,i have to stay home with him to ,because he really needs my help,talk to your daughters state woker about this,does she have a state worker?they help out woth alot of thingseven attorneys,i was told that by my sons state worker if i ever needed one they would help me out to get one,i well be praying that things work out for you,your friend,adriana

Hi!

Mostly people file for bankruptcy when they have financial crisis. Maybe filing for bankruptcy is the best option for you to clear out all your debts.

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