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Buying a used car from Private Owner

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I am buying a 2008 Highlander from this person. The car run amazingly smooth as expected from a 2008 It has clean title, and it is in excellent condition. I want to ask to make sure what to do before handing the money over. What should I keep in mind. I remember that I should write some kinda letter. And have both sign it. Any experience car buyer or seller want to give some advice?

Should I get it inspect by a mechanic. It has very low mileage and drive like new.

Thanks