How can I buy something online with a prepaid credit card?

Do you know how to use a prepaid credit card to buy something online, tell me thank you.

Answer #1

I worked for Prespaid card Fraud/Dispute banking division. Personally wouldn’t own one. First off, forget the idea it is the same as a Visa/MC you do not have the same legal backing nor protection …read your fine print. Be very wary of online purchases using such. Some company’s are reputable some not so much…..Secondly if you do use it check you statement with a fine tooth comb every month. The most popular of prepaid claim fraud is taking the bait about an inexpensive service for a nomianl one time fee… However if you read the fine print…that is a fee that will pop up every month. Usually under a few bucks…so you don’t notice. The companies doing it (some well established) can get away with it because it’s a very minimal amount and doesn’t fall into the guidelines of what constitutes major high fraud amounts. They can always say if caught…oops an innocent error…we’ll reimburse. The problem is a dollar or two times how many …equals how much and who takes notice of it? …Be careful of on line agreements they also can if you agree and sign anything go way beyond what you have on your card… And you will be responsible based on your arrangements with them. .I’ve had people owing beyond the prepaid card amount on the card. And I won’t go into gas staion attendants, resturant waitresses, etc that ad lib at your expense. Your far more secure with a credit card and their backing then a prepaid card with your own to back it.

Answer #2

I should elaborate if you are using a prepaid to establish credit only use it for a major one time purchase. Be very careful if you use it at gas stations, resturants., or retail stores.

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