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Bad credit / car loan / co signer?

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Ok, well I dont have the best of credit because of all my student loans and what not. and because I have never had a financed car ( bought with cash from my dad) I have no proof that I can make payments ( I make 400 $ a week ) why do I need a co signer? ... I have only been at my job since January, but that was b/c it took me 8 months to find a job after I finished school? how is the economy my fault? .. my mom and dad both refuse to co sign ( dad b/c of personal issues with bills from my step mother ) and mom ... just b/c shes selfish like that. The payment is 200 a month, thats 50 a week., Come on now I can do that 100 %!!!... but because of my student loans on my credit , an unpaid cell phone bill from T mobile that I refuse to pay b/c it had all kinds of out of state and country #'s I've never heard of... they wouldnt fix it , so I refuse to pay it-simple as that- & because I have not been established at my job long enough. I dont know what to do. my car is ready to take a crap on me anyday and have noone to help with co signing?,..ughh