Who can help I am getting my first credit card..no idea what to do?

I suggest that you dont get your self hung up will credit cards . I got more credit cards than I got income and it just sucks you dry with the payments.

thankx

There are age limits for credit cards, But I don’t know what state you are in so I don’t know the limit. It is important that you realize that you cannot just go shopping with a credit card. Thats how people get into big debt. Only use it for emergencies like not being able to pay your rent on time. You must pay everything back, and with interest.

If the only reason you want one is because you feel embarrassed that you don’t have one, then don’t get one. Only get one if you feel as though you need it. And most importantly, only use it when you need to.

Vista?

Having a credit card because you feel embarrassed about not having one is a pretty god-awful reason to get one. But yes, if you have a checking or savings account, getting a line of credit through your bank is usually a good place to start for your first card. Keep in mind that until you have a line of credit established, your rates are going to be quite high, and your limit is going to be quite low.

I wouldn’t bother with American Express. If you don’t have a decent credit score, they probably will not touch you.