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Can I get a mortgage with bad credit?

I was a student 6 years ago never paid a 3,000$ student loan off I still owe2,300 im going pay it soon I make gross 11,000 a month and 5,800 net I can put a 40,000- 60,000 down payment down but I have less then a 520 becan score so can I get a morgage ?

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Answer #1

Yes, it can happen. There are many lenders that are willing to work with high risk credit in the 500’s if you haven’t had a recent bankruptcy, foreclosure, or reposession. Just check with your local lender that you feel comfortable with, and I’m sure it can be done.

Answer #2

If you can put down that much of a down payment buy a smaller house with cash!

Answer #3

nope its had to do any thing in america with bad credit

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