Grace Insurance

Who We Are

Welcome to Grace Insurance, your dedicated partner in safeguarding your investments. We understand that you’ve worked tirelessly to secure your assets, and we’re here to ensure that your hard-earned properties are protected. Whether you’ve invested in a house, townhouse, unit, flat, terrace house, or even a retirement village unit, we’ve got you covered. At Grace Insurance, our mission is to provide you with the peace of mind that comes from knowing your property is well-protected.

What We Do

At Grace Insurance, we specialize in providing comprehensive Landlord Insurance policies tailored to meet the unique needs of property owners. Our policies are designed to cover a wide range of potential risks, ensuring that your investment is safeguarded against unforeseen events. Here’s what our Landlord Insurance covers:

• Accidental Breakage: Protection against accidental breakage of fixed glass, basins, sinks, baths, and toilets caused by tenants or their visitors.
• Uninhabitable Property: Coverage for up to 12 months if your building becomes uninhabitable, up to the sum insured chosen.
• Rental Income Protection: Coverage for the weekly rental amount your tenants should have paid, up to $5,000.
• Theft: Protection against theft by tenants or their visitors (note: this cover is currently unavailable due to a COVID-19 embargo).
• Professional Fees: Coverage for architects, surveyors, and legal fees (up to 10% of your building’s sum insured) in case of loss or damage.
• Liability Cover: Choice of liability cover ranging from $5 million to $30 million (only certain underwriters).
• Extra Cover for Contents: Additional coverage for contents such as TVs, couches, fridges, dishwashers, or portable air conditioners.
• Flexible Options: Choose between Building & Contents, Building only, or Contents only insurance and add extras like loss of rent and liability.

Why You Should Use Us

Investing in real estate is a significant financial commitment and one of the biggest investments you may make in your lifetime. Imagine losing it all in a fire or a devastating storm. Even if your property is destroyed, you would still be liable to pay the monthly installments if you owe money on it. This is why having comprehensive insurance coverage is crucial.

Here’s why you should choose Grace Insurance:

• Expertise and Experience: With years of experience in the insurance industry, we understand the unique needs of property owners and offer tailored solutions to meet those needs.
• Comprehensive Coverage: Our policies provide extensive coverage options, ensuring that all aspects of your property are protected.
• Financial Security: By choosing us, you’re not just insuring your property; you’re securing your financial future. Our policies help mitigate financial losses due to unforeseen events.
• Peace of Mind: With Grace Insurance, you can rest easy knowing that your investment is protected by a reliable and trustworthy partner.
• Customizable Options: We offer flexible insurance options that allow you to choose the coverage that best suits your needs.

What Can You Ask?

At Grace Insurance, we’re here to assist you with any questions or concerns you may have about our Landlord Insurance policies. Here are some examples of questions you might ask us:

• What type of properties does your Landlord Insurance cover?
• Can I get a quote for Landlord Insurance?
• What does the accidental breakage cover include?
• How do I add extra cover for contents like furniture and appliances?
• What should I do if my property becomes uninhabitable?
• How does liability cover work and what are my options?
• What steps should I take in case of theft or damage caused by tenants?

Feel free to reach out to us with any other questions you may have. Our team of experts is always ready to provide you with the information and support you need to make informed decisions about protecting your investment.