Niva Bupa: Your Ideal Family Health Insurance Partner

Who We Are

Welcome to Niva Bupa, your trusted partner in family health insurance in India. At nivabupa.com, we are dedicated to providing comprehensive health insurance plans that ensure the well-being of your entire family. With a deep understanding of the diverse healthcare needs of Indian families, we offer tailored solutions that cover hospitalization, surgery, critical illness, and much more. Our mission is to simplify health insurance and make quality healthcare accessible to every family in India.

What We Do

At Niva Bupa, we specialize in family health insurance plans that offer extensive coverage for all members of your family under a single policy. Our flagship product, the Heartbeat Plan, can cover up to 19 family members simultaneously, providing a robust safety net against unexpected medical expenses. Our plans include:

• Hospitalization Coverage: Comprehensive coverage for inpatient treatment, including room rent, nursing charges, ICU expenses, and more.
• Surgery and Critical Illness: Coverage for various surgeries and treatment of critical illnesses such as cancer, heart attack, and stroke.
• Preventive Healthcare: Regular health check-ups, vaccinations, and screenings to ensure proactive healthcare management.
• Cashless Treatment: Access to a vast network of hospitals where you can avail cashless treatment without the hassle of upfront payments.
• Pre and Post-Hospitalization: Coverage for medical expenses incurred before and after hospitalization.

Why You Should Use Us

Choosing Niva Bupa means choosing peace of mind and financial security for your family’s health needs. Here are some compelling reasons why you should consider our family health insurance plans:

1. Larger Coverage

Our family floater policies offer extensive coverage that includes preventive check-ups, OPD visits, accident cover, and more. You can even add critical illness riders for broader protection.

2. Low-Cost Premiums

Bundling your family’s health insurance into a single plan can lead to significant savings. Our plans are designed to be cost-effective, providing comprehensive coverage at lower premiums compared to individual policies for each member.

3. Increased Flexibility

Life is unpredictable, and our plans are designed to adapt to your family’s changing healthcare needs. If one member uses a significant portion of the sum insured, the remaining coverage is still available for other members.

4. Continuity of Coverage

Our policies ensure continuous coverage even during life transitions such as job changes or relocation. You can also add new family members to your plan as needed.

5. Enhanced Wellness and Preventive Care

We believe in the adage “prevention is better than cure.” Our plans include wellness programs and preventive care benefits to help you stay ahead of potential health issues.

6. Simplified Administration and Support

Managing multiple health policies can be cumbersome. With Niva Bupa, you get a single policy with streamlined administration and a central point of contact for all queries and claims.

7. Tax Benefits

Under Section 80D of the Income Tax Act, you can claim tax deductions on the premiums paid, reducing your overall tax liability.

What Can You Ask?

We understand that choosing the right health insurance plan can be overwhelming. Here are some common questions you can ask us to make an informed decision:

• What kind of coverage does the Heartbeat Plan offer?
• How can I include my elderly parents in the family floater plan?
• What are the cashless treatment facilities available in my city?
• Can I add a critical illness rider to my existing policy?
• How do I avail tax benefits under Section 80D?
• What is the process for adding a newborn to my family health plan?
• How does the premium waiver option work in case of unforeseen circumstances?

Feel free to reach out to us with any other queries. At Niva Bupa, we are committed to providing you with the information and support you need to secure your family’s health future.