Who we are

1st Class Loans is a reputable provider of payday loans in the UK. We offer loans ranging from £100 to £5,000 with a fast and easy online application process that can be completed in less than 2 minutes. Our goal is to provide quick financial solutions to individuals in need of short-term funds.

As an Introducer Appointed Representative of T.UK, a credit broker, we work with a network of trusted lenders to connect borrowers with the right loan options for their specific needs. We are committed to transparency, integrity, and responsible lending practices to ensure the best possible experience for our customers.

What we Do

At 1st Class Loans, we understand that unexpected expenses can arise at any time, leaving you in need of immediate financial assistance. That’s why we offer payday loans with flexible loan amounts and repayment terms to suit your individual circumstances.

Our online application process is simple and straightforward, allowing you to apply for a loan from the comfort of your own home. Once approved, funds can be deposited into your bank account quickly, often within the same day.

We adhere to strict industry regulations and guidelines to ensure that our customers are protected and treated fairly. We take pride in providing a reliable and efficient service that puts your financial well-being first.

Why you should use us

When you choose 1st Class Loans for your payday loan needs, you can trust that you are working with a reputable and trusted lender in the UK. Our transparent and upfront approach to lending ensures that you fully understand the terms and conditions of your loan before committing.

We offer competitive rates from 12.9% APR to 1721% APR, with loan terms ranging from 3 months to 36 months. Our representative example demonstrates our commitment to responsible lending practices and transparency in all our dealings.

With a dedicated customer support team ready to assist you every step of the way, you can feel confident knowing that you are in good hands with 1st Class Loans. We strive to provide a seamless borrowing experience that meets your financial needs with professionalism and efficiency.

What can you ask?

• How quickly can I receive funds once my loan is approved?
• What are the eligibility requirements for applying for a payday loan with 1st Class Loans?
• Can I extend my loan term if I am unable to repay on time?
• Are there any additional fees or charges associated with taking out a payday loan?
• What happens if I miss a repayment on my loan?
• How do I contact customer support if I have questions or concerns about my loan?