HCS Equity

Who We Are

Welcome to HCS Equity, your trusted partner in private real estate lending throughout California. With over 20 years of experience, we are a seasoned company committed to providing private residential and commercial real estate loans. Our extensive expertise allows us to serve a variety of borrowers and transaction types effectively. Whether you’re looking for hard money purchase loans or trust and estate equalization loans under Proposition 19/58, HCS Equity is your go-to company for asset-based lending in California.

We pride ourselves on using our own capital to fund loans, ensuring a streamlined process that benefits our clients. Our deep understanding of the California real estate market enables us to offer tailored financial solutions that meet your unique needs. At HCS Equity, we are more than just a lender; we are a dedicated financial resource for property owners across the Golden State.

What We Do

At HCS Equity, we specialize in providing a wide range of private real estate loan products. Our services are designed to cater to both residential and commercial property owners, offering competitive rates and flexible terms. Here’s a closer look at what we offer:

• Hard Money Purchase Loans: These loans are perfect for borrowers who need quick financing for purchasing properties. Our hard money purchase loans offer fast approval and funding, making it easier for you to seize opportunities in the competitive California real estate market.

• Trust and Estate Equalization Loans: Under Proposition 19/58, these loans help heirs manage their inheritance without the pressure of selling off valuable property. We provide the financial flexibility needed to ensure equitable distribution among beneficiaries.

• Asset-Based Lending: Our lending is based on the value of the property, rather than the borrower’s credit history. This approach allows us to provide loans to a wider range of clients, including those who may not qualify for traditional financing.

We are committed to offering the highest level of service. Our team works closely with you to understand your needs and provide customized loan solutions that align with your financial goals.

Why You Should Use Us

Choosing HCS Equity means opting for a reliable and experienced private lender who understands the intricacies of the California real estate market. Here are some compelling reasons to work with us:

• Experience: With over two decades in the business, we have honed our expertise to deliver exceptional service and innovative financial solutions.

• Own Capital: We use our own capital to fund loans, which means faster approvals and disbursements, giving you an edge in time-sensitive transactions.

• Custom Solutions: We offer a variety of loan products tailored to meet your specific needs, whether you’re looking for quick financing or long-term solutions.

• Competitive Rates: Our rates and terms are designed to be competitive, ensuring you get the best value for your investment.

• Client-Centric Approach: We prioritize your needs and work diligently to provide solutions that help you achieve your financial objectives. Our team is always available to assist you through every step of the lending process.

What Can You Ask?

We understand that navigating the world of private real estate loans can be complex. That’s why we’re here to answer any questions you might have. Here are some examples of what you can ask us:

• What types of loan products do you offer, and which one is right for my needs?
• How quickly can I get approved and funded for a hard money purchase loan?
• Can you explain how Proposition 19/58 affects trust and estate equalization loans?
• What are the interest rates and terms for your private real estate loans?
• How does asset-based lending work, and what are its advantages?
• What documentation do I need to apply for a loan?
• How can I get started with HCS Equity?

Feel free to reach out with any questions or concerns. Our team is here to provide the information and support you need to make informed decisions about your real estate financing options.