Who we are

At HM Capital, we specialize in providing private hard money loans to individuals and businesses looking for quick real estate financing solutions. With up to 80% loan-to-value (LTV) and a 7-day closing process, we offer fast approval and a straightforward application process. Our team is dedicated to helping clients achieve their investment goals by offering flexible loan structures and competitive terms. Whether you are purchasing a residential property or a commercial building, we can tailor our loan options to meet your specific needs.

What we Do

Our primary focus at HM Capital is to provide hard money loans to investors and property buyers who require quick access to capital. Unlike traditional bank loans, hard money loans are funded by private parties, allowing for more flexibility in approval and loan terms. With asset-based lending, we can approve a wider range of properties, including those that banks may not finance, such as cannabis-related properties. Whether you are looking to purchase a single-family home, a multi-unit apartment building, or a commercial property like an office building or warehouse, we can help you secure the financing you need.

In addition to real estate financing, we also offer legal funding for plaintiffs involved in personal injury cases. Our pre-settlement cash advances provide immediate financial assistance to individuals waiting for their cases to settle. With quick approval and affordable rates, our legal funding options give clients the peace of mind they need during challenging times.

Why you should use us

When it comes to real estate financing and legal funding, HM Capital stands out for our commitment to customer service and our flexible loan options. Here are a few reasons why you should choose us:

1. Fast Approval: With our streamlined application process, most clients receive funding within 24 hours of approval.
2. Competitive Terms: We work closely with clients to find the best loan structure that fits their investment goals and financial situation.
3. Flexible Financing: Whether you are a seasoned investor or a first-time buyer, we have solutions that can accommodate your needs.
4. Expertise: Our team of specialists can assist with a wide range of property types, from residential homes to commercial buildings.
5. Affordable Rates: Our legal funding options come with low rates, payback caps, zero fees, and simple interest rates.

What can you ask?

Visitors to our website may have questions about our services, loan options, and legal funding process. Here are some examples of what you can ask when contacting HM Capital:

• How quickly can I get approved for a hard money loan?
• What types of properties are eligible for legal funding?
• Can you assist with fix and flip projects?
• Do you offer financing for commercial properties?
• What are the requirements for applying for a lawsuit loan?
• Are there any upfront fees associated with your services?
• How do I repay the pre-settlement cash advance if I don’t win my case?

Feel free to reach out to us with any questions you may have - our team is here to help you navigate the financing process and find the best solution for your needs.