Who We Are

Welcome to R & J Mortgage & Loan Brokers, your premier mortgage and loan brokerage serving the Charlotte, NC area. Our team at R & J Capital Group, LLC in Kew Gardens, NY is dedicated to helping our clients find the best mortgage solutions tailored to their specific needs. With years of experience in the industry, we have established ourselves as a trusted resource for all things related to mortgages, home loans, mortgage rates, and refinancing.

At R & J Mortgage & Loan Brokers, we believe in providing personalized service to each and every client. We understand that every individual’s financial situation is unique, which is why we take the time to listen to your needs and goals before recommending the best mortgage options for you. Our mission is to make the mortgage process as smooth and stress-free as possible for our clients, guiding them every step of the way.

What We Do

Our team at R & J Mortgage & Loan Brokers specializes in a range of mortgage services to meet your needs. Whether you are a first-time homebuyer looking for the right loan program, a homeowner interested in refinancing your current mortgage, or someone in need of expert advice on mortgage rates, we are here to help.

Some of the services we offer include:

• Mortgage pre-approval
• Home purchase loans
• Refinance loans
• Mortgage rate lock-in
• Jumbo loans
• FHA loans
• VA loans

No matter what your mortgage needs may be, our experienced brokers will work closely with you to find the best solution that fits your budget and financial goals. We are committed to providing transparent and honest advice, ensuring that you make informed decisions about your mortgage options.

Why You Should Use Us

Choosing R & J Mortgage & Loan Brokers means choosing a team of dedicated professionals who have your best interests at heart. Here are a few reasons why you should trust us with your mortgage needs:

1. Experience: With years of experience in the mortgage industry, our brokers have the knowledge and expertise to guide you through the complex world of mortgages.

2. Personalized Service: We take the time to understand your unique financial situation and goals, ensuring that we recommend the best mortgage solutions tailored to your needs.

3. Transparency: We believe in transparent communication and will provide you with all the information you need to make informed decisions about your mortgage.

4. Customer Satisfaction: Our top priority is customer satisfaction. We go above and beyond to ensure that our clients are happy with the service they receive from us.

5. Accessibility: We strive to make our services accessible to everyone, including those with disabilities. If you require assistance or have any questions, our team is here to help.

When you choose R & J Mortgage & Loan Brokers, you can trust that you are in good hands. Let us help you navigate the mortgage process with confidence and peace of mind.

What Can You Ask?

When visiting R & J Mortgage & Loan Brokers, here are some questions you may consider asking us:

• What types of mortgage programs do you offer?
• How do I get pre-approved for a mortgage?
• What are current mortgage rates?
• Do you offer refinancing options?
• What documents do I need to apply for a mortgage?
• Can you explain the difference between fixed-rate and adjustable-rate mortgages?
• How long does the mortgage approval process typically take?

Feel free to reach out to us with any questions or concerns you may have about mortgages or our services. We are here to help you make informed decisions about your financial future.