Dream Home Mortgage

Who We Are

Welcome to Dream Home Mortgage, a proud division of Brazos National Bank. Nestled in the heart of Plano, Texas, our reach extends far beyond the borders of the Lone Star State. We are a premier financial institution specializing in a wide array of mortgage solutions for clients across the nation. Our primary mission is to help you secure your dream home through tailored financing options that suit your unique needs. Whether you’re a first-time homebuyer, an investor, or someone looking to refinance, Dream Home Mortgage is dedicated to providing you with top-notch service and exceptional mortgage products.

Our team is composed of seasoned professionals who possess a wealth of knowledge and experience in the mortgage industry. We pride ourselves on our commitment to transparency, integrity, and personalized service. At Dream Home Mortgage, we believe that securing a mortgage should be a seamless and stress-free process. That’s why we offer straightforward guidance every step of the way, empowering you to make informed financial decisions that benefit your future.

What We Do

At Dream Home Mortgage, we offer an array of mortgage solutions designed to meet the diverse needs of our clients. Our services include:

• Home Mortgage Financing: Whether you’re purchasing your first home or upgrading to your forever home, we provide competitive rates and flexible terms to make your dream a reality.

• H1-B Visa Loans & EAD Card Loans: We understand the unique challenges faced by non-U.S. citizens working in the country. Our specialized loan programs cater to H1-B visa and EAD card holders, ensuring they have access to favorable mortgage options.

• Jumbo Loans: For those seeking to finance high-value properties, our jumbo loans offer competitive interest rates and customized terms to meet your needs.

• Cash Out Refinancing: Tap into your home’s equity and gain access to funds for home improvements, debt consolidation, or other financial goals with our cash out refinancing options.

• FHA Loans: Ideal for first-time homebuyers or those with less-than-perfect credit, our FHA loans offer lower down payments and more lenient credit requirements.

• VA Loans: We honor our nation’s veterans by offering VA loans with favorable terms and benefits designed specifically for military service members and their families.

Our services are designed with flexibility in mind. We conduct Zoom conferences with our loan officers and offer easy appointment scheduling through calendly.com, ensuring you receive personalized attention at your convenience.

Why You Should Use Us

Choosing Dream Home Mortgage means choosing a partner committed to your financial success. Here’s why you should trust us with your mortgage needs:

• Expertise and Experience: Our team of experts brings years of industry experience, ensuring you receive knowledgeable guidance throughout the mortgage process.

• Tailored Solutions: We understand that every client is unique. That’s why we offer customized mortgage solutions that align with your financial goals and circumstances.

• Nationwide Service: Although we’re based in Plano, Texas, we are equipped to serve clients across the entire nation. Our reach allows us to provide consistent and reliable service no matter where you are located.

• Customer-Centric Approach: At Dream Home Mortgage, you’re not just another client; you’re part of our family. We prioritize building lasting relationships by offering personalized service and support at every step.

• Convenience: From online consultations via Zoom to easy appointment scheduling on calendly.com, we make it simple for you to connect with us whenever you need assistance.

What Can You Ask?

At Dream Home Mortgage, we believe that informed clients make the best decisions. We encourage you to ask questions and seek clarity on any aspect of the mortgage process. Here are some examples of questions you might consider:

• What are the current interest rates for different types of loans?
• How can I qualify for an H1-B Visa Loan or EAD Card Loan?
• What are the benefits and requirements of a VA Loan?
• How does cash out refinancing work and is it right for me?
• What documents will I need to provide during the application process?
• Can you help me determine how much I can afford to borrow?
• What steps should I take if I want to refinance my existing mortgage?

We are here to provide the answers and support you need to make informed decisions about your mortgage options. Reach out to us today, and let’s start building your path to homeownership together!