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What is a good way to break bad spending habits?

So what is a good way to discipline your self to stop over spending? What is a good way to go about coming up with a budget?

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Answer #1

a piggy bank you have to smash to get into

Answer #2

g’day Azel,

Thank you for your question,

I would look up websites or buy books on how to budget. See a financial counsellor if possible. Then just sit down and try to work out a budget.

Regards

Answer #3

what I would do in your situation is get a bank account. the day you get the money put half in the bank keep half. if its a weekend put the half your keeping in the bank somewhere where you wont go to get it till the bank is open next. then put the cash in. it still leaves you with some money to spend so it doesnt make you crazy. I know how it is I have the same problem and thats what I did. I still wind up getting money out of the bank a lot but I usually keep more than I spend. trust me the bank works

Answer #4

Are you a compulsive buyer? May be you could find an activity that fills you and satisfies you better than just buying materialistic things. Have you ever thought about a spiritual activity that could help you to be happy and satisfied with what you allready have?

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