Is it ethical for a doctor to request payment up front?

Would you say that if your doctor was asking for an upfront “deposit” before a surgery is commiting an unethical act? Should he have waited for my insurance to pay first and after the surgery?

Answer #1

It’s unusual, but I wouldn’t say it’s unethical unless it’s an emergency situation.

Answer #2

I’d say it’s unethical to say the least…eg, if you have insurance, that’s what it is for…

Answer #3

Well it was kind of an emergency. My son was having ear infections and serious ones so he needed his tubes put in. I let the office know my deductible was $5000 and that I would probably pay most before the insurance did. I was wondering what ballpark I’d end up with but the billing receptionist wouldn’t even give me a ballpark. I was panicked at how big the bill was going to be. It turned out my insurance bargained very well with them. I ended up with $279 owed to him for tubes and $25 more for an adenoidectomy (removal of adenoids). I mostly owe the hospital for emergency care a day before surgery and the hospital bill plus anesthesia. I owe the hospital way more than this doctor. I didn’t have to pay the hospital anything before. Just this doctor told his staff to get a deposit first after knowing my insurance situation. I have found a part time, Thank You God, so I can deal with payment of these bills.

Answer #4

I don’t think it’s unethical. The doctor isn’t running a charity, and a doctor is under no obligation to help people if he or she suspects a patient can’t pay.

Answer #5

Hence the job I just obtained to pay such medical bills. But I guess too many people get away with not paying. I still think he wasn’t in the right to charge before services were rendered. No charity requested. I think you missed the point.

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