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How can I get rid of the understrap on my lifejacket?

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My boyfriend recently got me a new life jacket for kayaking. It's very comfortable minus the underneath strap that is supposed to go between your legs is always in the way. I don't wear it. I typically either don't buckle it or just leave it hanging (that didn't work, it tripped me.) Sometimes I just put it around my hip but it gets caught. I can't really swim, but I don't think I need the underneath strap. It's not a great fitting jacket but I don't think it will come off. Can I just cut it off?