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Does it reflect negatively on your credit report ?
Does it reflect negatively on your credit report if you have numerous credit cards?
Hi,
These are the main factors used when determining your credit:
* Payment history – 35%
* Amounts owed – 30%
* Length of credit history – 15%
* New credit – 10%
* Types of credit used – 10%It’s clear that the single most important factor is your record of paying your bills on time. The number of delinquent accounts and the length of time the account went unpaid also factor into the calculation. Your payment history may also include financial problems that have ended up in court such as bankruptcy or judgments entered against you.
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