How should I deal with a flatmate who has no idea how to budget?

My flatmate is driving me insane. I have tried to talk to her about it, but its not really making any difference. If I dont keep a close eye on our finances, we wouldnt have any money to pay for our bills, because she does things, like she will go out and buy really expensive coffee for the flat when we have electricity and phone bills to pay. She also seems incapable to saving electricity to limit the amount of our bills in the first place. I ask her to turn things off at the wall when she isnt using them, but she wont. We have a built-in dehumidifier thing, which she puts on full (it doesnt need to be that high) with all the windows open (which makes it work inefficiently). She uses a fan heater in her room, though I have asked her if she would please use the small column heater as it is cheaper and more efficient, but she ignores me. I feel like I am living with a child who wont listen to me, instead of a 22 year old fourth year law student. Any advice?

Answer #1

find a new one

Answer #2

I cant just kick her out, we both signed the lease. And I cant leave, I have a fixed term lease

Answer #3

Well it might b some work but offer to help her /him budget thr expenses

Answer #4

That could help. I think her main problem is that she relies on her parents too much, so if she doesnt have enough money, she just gets more from her dad, therefore she has never actually had to budget before

Answer #5

Yes and tell her how much she will actually b benifitting from the budget, I had to do that with someone and it worked out fine, hope the advice helps

Answer #6

well if you are both on the lease talk to the landlord and explain to them that the roommate is not paying her half and maybe they will talk to her. also i’m pretty sure if your roommate is not paying rent shes not holding her end of the deal anyway, the fact shes not being civil is just another problem. i would confront her right away, tell her bluntly that if she doesn’t start cooperating than you’re going to look for a new place, or something. try to make it very clear that saving electricity and all that would make the bill wayy less expensive and way easier to pay for the both of you. just sit and have a talk - make sure she’s listening

Answer #7

she is paying rent, the problems are with bills so its not anything to do with the landlord. Although if it was, we are jointly and severly liable for the rent, so if she wasnt paying rent, I would be equally responsible. But thanks anyway!

Answer #8

Oh my you are in a sticky situation! You could sit down at the table and go over a budget, call her over and have a wee talk to her about saving money. Casually suggest that she could be saving X amount of money a month if she just didn’t use the dehumidifier and unplugged the hair curlers when she’s done! Usually with young women, if you give them a simple way to be able to buy more clothes, they will obey everything you say forever. If nothing works, you could try ‘not being able to pay the bills’ and freak her out, saying that you didn’t allow money for the high amount of electricity or whatever that has been used this month. It may give her a wake-up call.

Answer #9

Adding to the first answer. Post it notes. Maybe she is just forgetful. Paste them everywhere reminding her of what she should do and why.hehe.

Answer #10

talk 2 her, or get a new flatmate :P

Answer #11

One thing you could do is write down all of the bills for the month and divide them in half. Show her the budget and her financial obligation. If she is paid weekly, divide her part by four and tell her you expect that much every week to cover her obligations. If she is paid every two weeks, divide it in half for her. In time, if she sees more of her income going to the budget than she would like, maybe she will be open to conserving.

Answer #12

sit down together and make plans 1 day a week, she will want to keep her side because you share a home :)

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