Pinkney Financial Services

Who We Are

Welcome to Pinkney Financial Services! Established in 1995, we have been proudly serving the Fort McMurray community for nearly 30 years. Our mission is to support, protect, and advance your financial goals through a comprehensive range of wealth management and financial services. We are dedicated to helping you navigate the complexities of financial planning and ensure that you and your family are well-prepared for the future. Located at 9903 Franklin Avenue, Unit A, Fort McMurray, AB T9H 2K4, our team of experienced professionals is here to guide you every step of the way.

What We Do

At Pinkney Financial Services, we offer a wide array of financial products and services designed to meet your unique needs. Our offerings include:

Investment Services

We provide expert guidance in various investment options, including stocks, mutual funds, and segregated funds (Seg Funds). Whether you are an individual or a business looking to invest capital wisely, our team is equipped to help you achieve your financial objectives.

Retirement Planning

Planning for retirement is crucial, and we offer several options to help you prepare:

• Registered Retirement Savings Plan (RRSP): A tax-deductible savings account designed to maximize your retirement savings.
• Registered Retirement Income Fund (RRIF): A continuation of an RRSP that allows you to withdraw regular income during retirement while maximizing tax deferral.
• Locked-in Retirement Account (LIRA): Designed to hold pension funds from a former employer, deferring taxes until retirement.
• Life Income Fund (LIF): A continuation of a LIRA that allows for fund withdrawals in retirement.

Education Savings

We understand the importance of providing for your children’s education:

• Registered Education Savings Plan (RESP): A tax-deferred savings plan for your children’s post-secondary education, with government contributions matching up to $7,200 per child.

Tax-Free Savings

• Tax-Free Savings Account (TFSA): Save money for any purpose with tax-free growth on investments up to a certain limit and make withdrawals without paying tax.

Why You Should Use Us

Choosing Pinkney Financial Services means partnering with a team that has decades of experience and a deep commitment to your financial well-being. Here are some reasons why you should consider us:

Proven Track Record

With nearly three decades of service in Fort McMurray, we have built a reputation for reliability and excellence in financial planning and wealth management.

Personalized Service

We understand that every client is unique. Our team takes the time to understand your specific financial goals and tailor our services to meet your needs.

Expert Guidance

Our highly qualified professionals bring a wealth of knowledge and experience to the table. We stay updated on the latest financial trends and regulations to provide you with the best advice possible.

Comprehensive Solutions

From investments and retirement planning to education savings and tax-free accounts, we offer a wide range of services to cover all aspects of your financial life.

What Can You Ask?

We encourage our clients to ask questions and seek clarity on any aspect of their financial planning. Here are some examples of the kinds of questions you can ask us:

• How can I maximize my retirement savings with an RRSP?
• What are the benefits of a TFSA versus a traditional savings account?
• How do mutual funds differ from segregated funds (Seg Funds)?
• What is the best way to set up an RESP for my child’s education?
• How can a Locked-in Retirement Account (LIRA) benefit me?
• What investment options are available for my business?
• How can I ensure that my investments are tax-efficient?

At Pinkney Financial Services, we are committed to helping you achieve your financial goals with confidence and peace of mind. Book an appointment with us today and take the first step toward a secure financial future.