Who we are

Welcome to Capital Car Finance! We are a leading provider of low-rate BMW PCP and lease purchase options, offering an alternative to dealer finance. With a focus on providing competitive rates and exceptional customer service, we strive to make the car financing process simple and stress-free for our customers.

At Capital Car Finance, we are fully authorised and regulated by the Financial Conduct Authority for consumer credit activity. As a credit broker, we act independently as an intermediary for a variety of finance providers, ensuring that our customers have access to a wide range of financing options to suit their individual needs.

With years of experience in the industry, our team of experts is dedicated to helping you find the best financing solution for your next car purchase. Whether you’re looking to finance a new BMW or explore lease purchase options, Capital Car Finance is here to help you every step of the way.

What we Do

At Capital Car Finance, we specialise in providing low-rate BMW PCP and lease purchase options for our customers. Our goal is to offer an alternative to traditional dealer finance, giving you more flexibility and control over your car financing decisions.

When you choose Capital Car Finance, you can calculate your PCP quote online and explore a range of financing options to find the best fit for your budget and lifestyle. With representative APR starting at 9.9%, we work with a network of trusted finance providers to ensure that you receive competitive rates and terms that meet your needs.

Whether you’re interested in purchasing a new BMW or exploring lease purchase options for a used vehicle, our team is here to guide you through the process and help you make informed decisions about your car financing.

Why you should use us

There are several reasons why you should choose Capital Car Finance for your next car purchase:

1. Competitive rates: We work with a variety of finance providers to offer low-rate BMW PCP and lease purchase options, giving you access to competitive rates and flexible terms.

2. Expertise: Our team of experienced professionals is dedicated to helping you find the best financing solution for your individual needs. We are here to answer your questions, provide guidance, and support you throughout the car financing process.

3. Wide range of options: Whether you’re looking to finance a new BMW or explore lease purchase options for a used vehicle, Capital Car Finance offers a variety of financing options to suit your budget and lifestyle.

4. Customer service: At Capital Car Finance, customer satisfaction is our top priority. We strive to provide exceptional service and support to ensure that your car financing experience is seamless and stress-free.

5. Transparency: We are committed to transparency in all of our dealings with customers. You can trust that we will provide clear and accurate information about our financing options, rates, and terms, so you can make informed decisions about your car purchase.

What can you ask?

When visiting Capital Car Finance, here are some common questions you may have:

• How does PCP financing work?
• What are the benefits of lease purchase options?
• Can I calculate my PCP quote online?
• What factors determine the APR for my financing?
• Are there any additional fees or charges associated with the financing?
• How long does the approval process take?
• Can I make additional payments towards my financing?